You’ll log in to your bank account through a 100% secure system while applying. Don’t worry, it’s all safe and sound. This lets us check out your bank statements from the last 3 months (or 90 days) to confirm your income. Your details are encrypted and never stored. We can't make any transactions or touch your funds – we’re just here to fetch and review those statements.

It’s fast, bru! Once you complete the application and we verify your details, you’ll get a loan offer. Accept it, sign the agreement, and the cash will hit your account before you can say “Eish!” In some odd cases it can take up to 48 hours.

We’ve taken a good, long look at your financial situation – your income, monthly debts, and living expenses – and we think you might have a tough time keeping up with any extra loan payments. So, we had to turn down your application this time. We always want to do right by you and never give you more credit than you can comfortably handle. Don’t Stress! Give it 30 days before you try again. A bunch of credit checks in a short time can ding your credit score, and we don’t want that.

Head over to the Login page, then hit the ‘Forgot Password’ button. Enter your SA ID number and choose if you want the reset link sent to you via email or SMS.

Your application will automatically be cancelled if you don’t approve your debit order. Your profile will still be on the system. So make sure to head over to your banking app to approve the mandate at the end of your application!

DebiCheck is like your bouncer – it keeps your money safe. It ensures that debit orders are only processed with your electronic approval. You’ll get a notification from your bank to approve the debit order mandate from Zamo.

Wanna get ahead? Log In to your profile and hit the ‘Settle Account’ button. Follow the prompts and you’ll be able to settle via a secure payment. Shap Shap!

Hop on to your profile and select the ‘Download Paid Up Letter’ under your ‘My Loans’ tab.

Absolutely! Once your loan is approved, use the moolah for whatever you need – whether it’s fixing that leaky roof, paying for an unexpected bill, or treating yourself. It’s your call!